Proposisi Hukum Antara Surat Edaran Bankindonesia Nomor 13/28/dpnp Perihal Penerapan Strategi Anti Fraud Bagi Bank Umum Dengan Peraturan Bank Indonesia Nomor 11/25/2009tentang Penerapan Manajemen Risiko

摘要

This study was a normative law research that was prescriptive and used law approach (statue approach). The source and type of law material used was primary on supported by secondary law material. To prevent a loss in the previous bank, Bank Indonesia published Bank Indonesia Regulation No. 11/25 /PBI/2009 on Amendment of Bank Indonesia Regulation No. 5/8/PBI/2003 concerning Application of Risk Management for Commercial Banks. In essence, this regulation requires banks to apply the precautionary principle in implementing structured products that can control the potential loss arising from all activities of the bank. Along the way, the rules are expected to prevent losses in the banking turns out it is less effective. Based on the disclosure of the various cases of fraud in the banking sector adverse customer and/or the Bank as mentioned earlier, Bank Indonesia published Circular Letter of Bank Indonesia No. 13/28/DPNP concerning the Application of Anti-Fraud Strategy for Commercial Banks. This study aims to determine propotition of Circular Letter of Bank Indonesia No. 13/28/DPNP concerning the Application of Anti-Fraud Strategy for Commercial Banks with Bank Indonesia Regulation No. 5/8/PBI/2003 concerning Application of Risk Management for Commercial Banks.